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Goal setting is essential because it provides direction and clarity, helping you focus your time and energy on what truly matters. It boosts motivation and accountability by giving you a sense of purpose and responsibility for your actions. Setting clear goals also makes it easier to track your progress and celebrate milestones, keeping you inspired and moving forward. Goals give you a clear vision of what you want to achieve, helping you focus your time and energy. Having defined goals keeps you driven and encourages responsibility for your actions. Goals allow you to measure your achievements and recognize milestones along the way. Goal setting isn’t just about making plans—it’s about creating a clear path for your future. It gives you direction and clarity, helping you focus your time and energy on what truly matters. Goals boost motivation and keep you accountable, pushing you to take action. They also let you track progress and celebrate milestones, so you stay inspired and keep m...

  To get your finances in order, you will need to earn income through work or business. You will also need to build a financial house that comprises income protection, like CPP or EI, as the foundation of the house; debt elimination; registered savings such as TFSA and RRSP; stocks and bonds accounts; education fund if needed; emergency fund; then short term, and long-term investments as the roof-top of the house. Know that term insurance is a better insurance to have, than to buy an expensive or risky life insurance.  Practise the principles of debt stacking, paying yourself first, investing early, and compound interest investment.  With all these, you should be good to go.