How to get finances organized

To get your finances in order, you will need to earn income through work or business.

You will also need to build a financial house that comprises income protection, like CPP or EI, as the foundation of the house; debt elimination; registered savings such as TFSA and RRSP; stocks and bonds accounts; education fund if needed; emergency fund; then short term, and long-term investments as the roof-top of the house.

Know that term insurance is a better insurance to have, than to buy an expensive or risky life insurance. Practise the principles of debt stacking, paying yourself first, investing early, and compound interest investment.

With all these, you should be good to go.

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MMM vs. MLM

We wanted to examine these two terminologies to throw some light on them, and educate our beloved Readers. According to Wikipedia.com, MMM ( Mavrodi Mundial Moneybox) is an illegal, pyramid or ponzi scheme that involves the exchange of money. There is no product involved. It is a complete scam. MMM is completely wrong; and no one should ever be involved in it, no matter how it is disguised. ------------------------------------------------------------------ MLM (Multi Level Marketing) on the other (positive) side is legal and involves the sale of acceptable products. Even though, MLM is legal, it may drain your purse, relationships, integrity, and purpose, if you are in the wrong company. Thoroughly checking the MLM company before joining, saves resources. MLM Businesses have been associated with some level of stigma due to the fact that some companies that use this business model may have designed their business activities in such a way that it becomes unpleasant to most users. Her...

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